WATCH: approaching limits
ISS in the Optional band. Some brokers flag this range; one bad inspection month tips you into Inspect.
Estimated renewal impact: $1-$3/yr additional premium
Where do these numbers come from? ↓ISS (estimate)
65
Optional (50-74)
BASICs over
0
Ins. band
+10–30%
- Authority
- Authorized (federal)
- Crashes (5yr)
- 0
- Vehicles
- 2
- Drivers
- 2
- Inspections (24mo)
- 10
- Safety Rating
- Not rated
Safety score (ISS estimate)
The score brokers and inspectors see. Under 50 is good; 75+ means inspections and declined loads.
ISS Value (estimate)
Where you sit vs. carriers your size · 2-25 trucks · 742,674 carriers
Lower ISS = inspectors usually wave you through. The shaded band is the middle 50% of carriers in your truck-count range (P25-P75); the line in the middle is the median.
- Group
- Group 6
What does this group mean?
See tooltip for full group definitions.
- Carrier type
- Passenger
- Segment
- Straight
- Inspections (24mo)
- 10
At ISS 65 (Group 6), this carrier is in the Optional inspection band; one negative inspection event may tip into Inspect.
⚠ Active alerts (1)
Insurance flag
Triggered by: required BIPD coverage missing, an authority revocation on record, or a rejected insurance form in the last 12 months.
Reason: BIPD_MISSING
Subject to Passenger threshold
Thresholds: Unsafe / Crash / HOS 50% · Vehicle Maintenance / Drugs & Alcohol / Driver Fitness 65% · HM Compliance 80%
| BASIC | Percentile | Threshold | Tripped? |
|---|---|---|---|
| Unsafe Driving | 0 | 50 | No |
| HOS Compliance | 0 | 50 | No |
| Vehicle Maintenance | 0 | 65 | No |
| Controlled Substances/Alcohol | 0 | 65 | No |
| Driver Fitness | 0 | 65 | No |
Problem areas (BASICs)
FMCSA tracks 7 behavior categories. Any category over its threshold raises your score. Click a tile to see how to fix it.
Numeric detail
| BASIC | Measure | Percentile (0=best, 100=worst) | Threshold | Status |
|---|---|---|---|---|
Unsafe Driving | — | 0 | 50 | —→ |
Crash Indicator | — | — | 50 | —→ |
HOS Compliance | — | 0 | 50 | —→ |
Vehicle Maintenance | — | 0 | 65 | —→ |
Controlled Substances/Alcohol | — | 0 | 65 | —→ |
Driver Fitness | — | 0 | 65 | —→ |
Show data provenance (public vs. FMCSA non-public)
- UNSAFE_DRIV: Public · national peer-group
- CRASH: FMCSA non-public · national peer-group
- HOS_DRIV: Public · national peer-group
- VEH_MAINT: Public · national peer-group
- CONTR_SUBST: Public · national peer-group
- DRIV_FIT: Public · national peer-group
Higher percentile = worse performance (0 best, 100 worst). A BASIC is "prioritized" when its percentile reaches the carrier-type intervention threshold OR an Acute/Critical Violation was found in the past 12 months.
What this costs you in insurance
A directional estimate of the extra premium your current score adds at renewal.
Estimated renewal impact
approaching-threshold band · Tier C, directionalBASICs over threshold
0
Fleet
2 trucks · 50 VMT
small fleet (2–25 trucks)
Industry benchmarks
Industry baseline at this fleet/VMT: ~$8/yr($0.102-$0.210/mile, industry-wide average to specialized-sector rate)
How this is calculated
Actual outcomes depend on your specific underwriter, claims history, fleet specifics, renewal cycle, and the BASIC categories in question.
NEXT STEP
What is this score costing you?
Find out exactly how much this safety score costs in lost freight access and excess insurance premiums.
Crash history
Recorded crashes from the FMCSA crash file. Severity drives insurer scrutiny.
No reportable crashes in past 5 years.
Insurance & authority on file
What FMCSA has on record: coverage, filings, and operating authority.
Coverage on file
- Active coverage
- No
- required
- $1500K
- on file
- N
- Cargo on file
- $1500K
- Bond on file
- N
- BOC-3 on file
- Y
Authority status
Authorized (federal)- Common
- A
- Contract
- N
- Broker
- N
Authority by type
| Type | Yes/No | MC#/MX# |
|---|---|---|
| Property | No | — |
| Passenger | Yes | — |
| Broker | No | — |
Current primary policy
- Insurer
- PROGRESSIVE CLASSIC INSURANCE COMPANY
- Policy number
- CA06489208
- Effective
- Aug 27, 2024
- Cancelled
- —
- limits
- $1500K
Insurance history (28 policies)
- Total policies
- 28
- Cancellations
- 16
- Replacements
- 8
- Distinct insurers
- 4
- Volatility
- 57 High
- Max ever
- $1,500K
First policy Jan 30, 2002 · most recent cancellation Jan 30, 2019
Industry context: regulator + industry sources
Tier-A/B factual context from TDI, FMCSA, ATRI, and 49 CFR §387.9. Not specific to this carrier. Sources current as of May 2026.
72.9%
Texas commercial auto rates 2017-2024 (accelerating to 9.6% in 2024).
$1,155→$2,020
Avg TX liability premium per truck 2017→2024 (75% increase; combined ratio 116% since 2011).
$750K
Federal minimum BIPD floor since 1980. Top brokers (Amazon Relay, TQL, CH Robinson, Uber Freight, JB Hunt, Coyote) require $1M+.
+36%
Trucking auto liability premium per mile, 8-year cumulative. Small-fleet: 10.2¢ (2021) → 13.6¢ (2023).
+79% / +93%
Crash rate vs below-threshold carriers (93% for Unsafe Driving over threshold). Actuarial basis for BASIC surcharges.
2×
Small specialized fleets (≤25 trucks) report $0.21/mi truck insurance, more than 2× the industry average of $0.102/mi.
108.5
Commercial auto combined ratio 2024 (persistent national unprofitability). CIAB Q1 2025: 10.4% rate increase.
#3
Insurance Cost/Availability ranked #3 industry concern in 2025 (up from #4 in 2024).
>1000 PU
Large fleets' lower premium costs are typically offset by higher out-of-pocket crash costs.
Industry-published BASIC → premium guidance (Estimates: published guidance, not exact pricing)
Industry-published guidance (Marquee Insurance Group, 2025; COGO Insurance, 2024; Foley Carrier Services, 2026). Actual outcomes depend on your specific underwriter.
USDOT 1010947
Registration details
The carrier's official FMCSA registration record.
DBA: LIMOUSINE BY A TOUCH OF CLASS
Legal name
PPDD LLC
Physical address
214 MEIGS AVE
CLARKSBURG, WV 26301-2108 · Harrison County
Contact
(304) 624-3101
Operation
Interstate · for-hire · passenger
Fleet size
2 trucks (PU) · 2 drivers
50 miles driven (2021)
Time in business
24.4 years in operation
Added Mar 12, 2002 · Registration last updated (MCS-150) May 7, 2024
Legal process agent (BOC-3)
Where these numbers come from
Data as of 2026-07-09 · Full methodology →
Recorded by FMCSA: identity, fleet size, inspections, crashes, insurance filings, read directly from FMCSA public records.
Recreated from FMCSA's published methodology: ISS score and BASIC percentiles, rebuilt from public records using the published SMS v3.20 / ISS methodology. Our recreation is an approximation: FMCSA's internal systems are the canonical source, and the official score may differ.
Projected from industry data: dollar estimates built from ATRI insurance rates and published underwriting bands. Directional, not a quote.
Every number on this page has a source; the (i) icons explain each one. For informational use only: this report is a single-carrier snapshot, not FMCSA's official record, a safety rating, or legal advice.