BLOCKED: off Tier-1 boards
ISS in the Inspect band. Most Tier-1 brokers (Amazon Relay, TQL, CH Robinson) auto-decline at this threshold.
Estimated renewal impact: $16,126-$55,335/yr additional premium
Where do these numbers come from? ↓ISS (estimate)
89
Inspect (75-99)
BASICs over
2
Ins. band
+30–50%
- Authority
- Authorized (federal)
- Crashes (5yr)
- 4
- Vehicles
- 9
- Drivers
- 8
- Inspections (24mo)
- 8
- Safety Rating
- Not rated
Safety score (ISS estimate)
The score brokers and inspectors see. Under 50 is good; 75+ means inspections and declined loads.
ISS Value (estimate)
Where you sit vs. carriers your size · 2-25 trucks · 742,674 carriers
Lower ISS = inspectors usually wave you through. The shaded band is the middle 50% of carriers in your truck-count range (P25-P75); the line in the middle is the median.
- Group
- Group 4
What does this group mean?
See tooltip for full group definitions.
- Carrier type
- HM
- Segment
- Combination
- Inspections (24mo)
- 8
At ISS 89 (Group 4), most Tier-1 brokers (Amazon Relay, TQL, CHR) auto-decline above this threshold. Premium uplift band: 30–50%+.
⚠ Active alerts (1)
Insurance flag
Triggered by: required BIPD coverage missing, an authority revocation on record, or a rejected insurance form in the last 12 months.
Reasons: BIPD_MISSING · REVOC_BROKER
Subject to HM threshold
Thresholds: Unsafe / Crash / HOS 60% · Vehicle Maintenance / Drugs & Alcohol / Driver Fitness 75% · HM Compliance 80%
| BASIC | Percentile | Threshold | Tripped? |
|---|---|---|---|
| Unsafe Driving | 8 | 60 | No |
| Crash Indicator | 68 | 60 | Yes |
| HOS Compliance | 34 | 60 | No |
| Vehicle Maintenance | 88 | 75 | Yes |
| Controlled Substances/Alcohol | 48 | 75 | No |
| HM Compliance | 78 | 80 | No |
| Driver Fitness | 34 | 75 | No |
BASICs flagged for intervention · hover to highlight in chart
Problem areas (BASICs)
FMCSA tracks 7 behavior categories. Any category over its threshold raises your score. Click a tile to see how to fix it.
1 of 7 flagged for intervention
Numeric detail
| BASIC | Measure | Percentile (0=best, 100=worst) | Threshold | Status |
|---|---|---|---|---|
Unsafe Driving | 0.90 | 8 | 60 | —→ |
Crash Indicator | — | 68 | 60 | Prioritized→ |
HOS Compliance | — | 34 | 60 | —→ |
Vehicle Maintenance | 14.00 | 88 | 75 | Prioritized→ |
Controlled Substances/Alcohol | — | 48 | 75 | —→ |
HM Compliance | — | 78 | 80 | —→ |
Driver Fitness | — | 34 | 75 | —→ |
Show data provenance (public vs. FMCSA non-public)
- UNSAFE_DRIV: Public · national peer-group
- CRASH: FMCSA non-public · national peer-group
- HOS_DRIV: Public · national peer-group
- VEH_MAINT: Public · national peer-group
- CONTR_SUBST: Public · national peer-group
- HM: FMCSA non-public · national peer-group
- DRIV_FIT: Public · national peer-group
Higher percentile = worse performance (0 best, 100 worst). A BASIC is "prioritized" when its percentile reaches the carrier-type intervention threshold OR an Acute/Critical Violation was found in the past 12 months.
What this costs you in insurance
A directional estimate of the extra premium your current score adds at renewal.
Estimated renewal impact
above-threshold band · Tier C, directionalIndustry benchmarks
Industry baseline at this fleet/VMT: ~$82,212/yr($0.102-$0.210/mile, industry-wide average to specialized-sector rate)
How this is calculated
Actual outcomes depend on your specific underwriter, claims history, fleet specifics, renewal cycle, and the BASIC categories in question.
NEXT STEP
What is this score costing you?
Find out exactly how much this safety score costs in lost freight access and excess insurance premiums.
Crash history
Recorded crashes from the FMCSA crash file. Severity drives insurer scrutiny.
- 5-year total
- 4
- Lifetime
- 14
- Fatalities
- 0
- Injuries
- 6
5-YEAR TREND
DETAIL
- Fatal crashes
- 0
- HM-release (hazmat spill)
- 0
- Latest crash
- May 19, 2026
Environmental & road conditions
- Most common state
- MA
- Road condition
- Dry
- Weather
- Clear
- Light
- Daylight
SEVERITY PATTERN SCORE
Weighted by fatalities, injuries, and hazmat spills; higher means a worse pattern.
Insurance & authority on file
What FMCSA has on record: coverage, filings, and operating authority.
Coverage on file
- Active coverage
- No
- required
- $5000K
- on file
- N
- Cargo on file
- $5000K
- Bond on file
- N
- BOC-3 on file
- Y
Authority status
Authorized (federal)- Common
- A
- Contract
- A
- Broker
- NRevoked
INVOLUNTARY REVOCATION on Jul 17, 2006
Authority by type
| Type | Yes/No | MC#/MX# |
|---|---|---|
| Property | Yes | — |
| Passenger | No | — |
| Broker | No · Revoked 07/17/2006 | — |
Current primary policy
- Insurer
- THE COMMERCE INSURANCE COMPANY
- Policy number
- BHXKRS
- Effective
- Jun 28, 2019
- Cancelled
- —
- limits
- $5000K
Insurance history (38 policies)
- Total policies
- 38
- Cancellations
- 8
- Replacements
- 20
- Distinct insurers
- 11
- Volatility
- 21
- Max ever
- $5,000K
First policy Jun 4, 1990 · most recent cancellation Jul 28, 2019
Industry context: regulator + industry sources
Tier-A/B factual context from TDI, FMCSA, ATRI, and 49 CFR §387.9. Not specific to this carrier. Sources current as of May 2026.
72.9%
Texas commercial auto rates 2017-2024 (accelerating to 9.6% in 2024).
$1,155→$2,020
Avg TX liability premium per truck 2017→2024 (75% increase; combined ratio 116% since 2011).
$750K
Federal minimum BIPD floor since 1980. Top brokers (Amazon Relay, TQL, CH Robinson, Uber Freight, JB Hunt, Coyote) require $1M+.
+36%
Trucking auto liability premium per mile, 8-year cumulative. Small-fleet: 10.2¢ (2021) → 13.6¢ (2023).
+79% / +93%
Crash rate vs below-threshold carriers (93% for Unsafe Driving over threshold). Actuarial basis for BASIC surcharges.
2×
Small specialized fleets (≤25 trucks) report $0.21/mi truck insurance, more than 2× the industry average of $0.102/mi.
108.5
Commercial auto combined ratio 2024 (persistent national unprofitability). CIAB Q1 2025: 10.4% rate increase.
#3
Insurance Cost/Availability ranked #3 industry concern in 2025 (up from #4 in 2024).
>1000 PU
Large fleets' lower premium costs are typically offset by higher out-of-pocket crash costs.
Industry-published BASIC → premium guidance (Estimates: published guidance, not exact pricing)
Industry-published guidance (Marquee Insurance Group, 2025; COGO Insurance, 2024; Foley Carrier Services, 2026). Actual outcomes depend on your specific underwriter.
USDOT 447995
Registration details
The carrier's official FMCSA registration record.
Legal name
P J MURPHY TRANSPORTATION INC
Physical address
65 HALE STREET
HAVERHILL, MA 01830 · Essex County
Contact
(978) 687-3166 · fax (888) 280-8207
PJMURPHYTRANS@COMCAST.NET
Operation
Interstate · for-hire · HM placardable
Fleet size
9 trucks (PU) · 8 drivers
527,000 miles driven (2024)
Time in business
35.1 years in operation
Added Jun 6, 1991 · Registration last updated (MCS-150) Dec 5, 2025
Legal process agent (BOC-3)
Where these numbers come from
Data as of 2026-07-09 · Full methodology →
Recorded by FMCSA: identity, fleet size, inspections, crashes, insurance filings, read directly from FMCSA public records.
Recreated from FMCSA's published methodology: ISS score and BASIC percentiles, rebuilt from public records using the published SMS v3.20 / ISS methodology. Our recreation is an approximation: FMCSA's internal systems are the canonical source, and the official score may differ.
Projected from industry data: dollar estimates built from ATRI insurance rates and published underwriting bands. Directional, not a quote.
Every number on this page has a source; the (i) icons explain each one. For informational use only: this report is a single-carrier snapshot, not FMCSA's official record, a safety rating, or legal advice.